Permit versus license
A learner’s permit lets a teenager drive with a supervising adult. Some insurers need to be told right away, while others wait for the full license. Your own insurer can say which applies.
Who goes on the policy
Household members who are licensed, and usually those with a permit, are generally listed. Leaving a driver off can lead to trouble when a claim is made.
Questions to bring
- When do you need to know about a permit?
- Which car will the teen mostly drive?
- Are there school or driver-training programs that matter to my policy?
Practical habits
Keep a copy of the insurance card in the car, and make sure your teen knows what to do after an accident. A short talk now is easier than a long one later.
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